The Fair Credit Reporting Act (FCRA) requires each of the major nationwide consumer reporting companies – Equifax, Experian, and TransUnion-to provide you with a free copy of your credit report, at your request, once every 12 months.  The three nationwide consumer reporting companies have established a central website and a toll-free telephone number through which you can order your free annual report. They have requested you do not contact them directly as they will not be able to process your request.

Website: www.annualcreditreport.com

Toll-free number: 1-877-322-8228